Create a budgeting sheet to track my monthly expenses. Create major segments.
Sure! Here is a basic budgeting sheet you can use to track your monthly expenses:
1. Income: This should include all sources of income, such as salary, investments, and any other regular income.
2. Fixed expenses: These are expenses that stay the same every month, such as rent or mortgage payments, car payments, insurance premiums, and any other regular bills.
3. Variable expenses: These are expenses that can vary from month to month, such as groceries, gas, entertainment, and other discretionary spending.
4. Savings: This should include any money you are saving for short-term or long-term goals, such as an emergency fund or retirement.
5. Debt payments: This should include any payments you need to make on credit card balances, student loans, or other debts.
I hope this helps! Let me know if you have any questions.